Managed cost, mismanaged care
The rise of “competitive,” for-profit health insurance from the ’70s to the ’90s. Concerns about quality of care lose out. First in a series.
Even with the Affordable Care Act, health insurance coverage for many families may remain unaffordable
Any hopes that large employers would be penalized for failing to offer affordable insurance coverage to the spouses and dependent children of their employees under the Patient Protection and Affordable Care Act (ACA) were recently dashed by a proposed interpretation of the law from the Obama Administration.
Selling defined contribution health plans: benefit-cutting vouchers in “employee choice” clothes
The central motivation for the switch is to shift the risk of rising health insurance costs from employers to employees, thereby undermining a multi-generational compact between management and labor.
In defense of defined-contribution employee health benefit plans
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The former director of benefits at Darden Restaurants Inc. from 1988 until 2000 argues that moving from a defined-benefit system to a defined-contribution benefit system operates as a "win-win" for corporations and their employees.
Workers’ out-of-pocket health insurance costs to go through the roof?
If employers move to a “defined contribution” model, most likely “yes.”